When many Americans ring in the new year, attention shifts to paying off credit card balances accumulated during the holiday shopping season. SmartAsset ranked Barnstable County among the places in Massachusetts where residents are staying on top of their credit card bills.
The study measured the ratio of credit card debt to per capita income for each county and the ratio of credit card debt to net wealth per capita in each county. Take a look at the top places in Massachusetts with the least credit card debt:
| Rank | County | Income | Wealth | Credit Card Debt | Credit Card Debt as % of Income | Credit Card Debt as % of Wealth | Lowest Credit Card Debt Index |
|---|---|---|---|---|---|---|---|
| 1 | Barnstable | $42,578 | $84,064 | $4,050 | 9.5 % | 4.8 % | 92.52 |
| 2 | Norfolk | $52,036 | $67,774 | $4,339 | 8.3 % | 6.4 % | 92.37 |
| 3 | Franklin | $34,202 | $41,810 | $3,000 | 8.8 % | 7.2 % | 90.61 |
| 4 | Middlesex | $49,669 | $47,063 | $3,947 | 8.0 % | 8.4 % | 90.38 |
| 5 | Plymouth | $41,343 | $68,183 | $4,211 | 10.2 % | 6.2 % | 89.59 |
| 6 | Hampshire | $33,605 | $43,154 | $3,353 | 10.0 % | 7.8 % | 87.81 |
| 7 | Berkshire | $34,287 | $35,602 | $3,245 | 9.5 % | 9.1 % | 86.88 |
| 8 | Worcester | $36,169 | $39,474 | $3,693 | 10.2 % | 9.4 % | 85.31 |
| 9 | Essex | $40,697 | $36,459 | $3,977 | 9.8 % | 10.9 % | 83.98 |
| 10 | Dukes | $43,822 | $42,444 | $4,664 | 10.6 % | 11.0 % | 82.42 |
SmartAsset’s full methodology and interactive map can be found here: https://smartasset.com/credit-
